Budgeting Recommendations

The suggested amount button in budgeting is a helpful tool designed to streamline your budgeting process. It takes into account your spending habits and budget frequency when suggesting amounts for your envelopes. This feature simplifies the budgeting process, offering guidance while still allowing you the flexibility to adjust based on your preferences and needs.

Please note, the suggested amount button serves as a recommendation. It's calculated based on various factors to provide guidance when working out your budget.

• For variable envelopes, the suggested amount is based on the average you've spent in that envelope over the past 3 months.
• For fixed envelopes, the calculation is based on the total amount of your bill divided by the number of budgets you'll have between now and your bill due date (based on your budget frequency set in the budget flow).
• For savings envelopes with a deadline date, the suggested amount is based on the number of budgets you have between now and your deadline date (based on your budget frequency set in the budget flow).